Meet the Team

Stuart Bayliss

Stuart Bayliss

Executive Chairman

Stuart is one of the best-known personalities in the retirement income industry having established the business over 25 years ago, and having held a number of high profile roles in this industry and in the charitable sector. He is a frequent commentator on financial services in the media. He is a Director of Retirement Systems Limited, a technology company which hosts the UK’s leading annuity rate portal, as well as developing new distribution and administration systems for financial services companies. He was a founder director of the charity which became the Prince’s Trust.

Stuart is co-owner of Better Retirement, and leads the strategy and development of the business. He is also the Compliance Director and on the rare occasion anyone wishes to make a complaint, Stuart will take responsibility for resolving it.

Simon Whitehead

Simon Whitehead

Director and Adviser

Simon is a chartered accountant and qualified financial adviser. He combines his duties as director of the business with advising clients. Previously he was Chief Finance Officer at a number of life assurance companies, as well as the Chief Executive of Partnership Assurance, a company specialising in enhanced annuities and long-term care. Along with Stuart and Billy, Simon is also a director of The National Careline which specialises in long-term care.

Simon advises on pensions, investments, mortgages, equity release and long-term care. He lives in Oxfordshire and has clients both locally and in the Greater London area.

Billy Burrows

Billy Burrows

Retirement Director and Adviser

Billy has an established reputation as a respected and trusted retirement adviser and media commentator. He helped establish the business, then trading as Annuity Direct. He is frequently quoted in the national and trade press as well as appearing on radio and TV. He is also author of a number of acclaimed retirement guides, and a regular blog.

Billy is a qualified financial adviser, specialising in retirement income advice, especially annuities and drawdown. He has a client base spread all over the country, particularly in the home counties around Guildford.

Gary Foster

Gary Forster

Senior Consultant

Gary is one of the most qualified and successful advisers in the business. He has set up successful advice firms in the past, before joining Better Retirement as a senior adviser. He combines deep technical knowledge with outstanding people skills to advise people on all aspects of pensions.

Gary lives in Peterborough and Spain. His pension clients include members of well-known workplace pension schemes as well as high net worth individuals.

Caroline Forster-McGrath

Caroline Forster-McGrath

Retirement Income Specialist

Caroline has extensive experience in the annuity and retirement income space. She has a high level of technical knowledge, and assists our workplace clients when their staff come up to retirement.

She is married to Gary, and when not dealing with her own clients, she is his right-hand lady and helps him look after his clients with the utmost care and attention.

Steve Hunt

Steve Hunt

Senior Consultant

Steve is a chartered financial planner, with a background of many years’ experience in pension administration with a major UK insurance company. He has established successful advice businesses of his own in the past, and is now one of Better Retirement’s most technically competent advisers.

Steve operates an office in Grantham, and advises clients on all aspects of pensions and investments, as well as most other areas of financial advice. His clients are both local and national.

Hugh Lachlan

Hugh Lachlan

Senior Adviser

Hugh is a qualified financial adviser, with additional pension qualifications. He has many years’ experience in pensions administration as well as advising clients. Hugh worked for Aspen and Capita, leading workplace pension advisers and consultants.

Hugh runs our Head Office in Northampton as well as dealing with clients. He specialises in pensions and investments, and can arrange services for workplace pension schemes as well as individual clients.

Other Advisers

Better Retirement Group has some 15 other advisers spread across the country, so we are likely to have an adviser near you. If you have any queries, wish to source an adviser, or wish to verify that someone is who they say they are, please contact Hugh Lachlan in our Northampton office who will be happy to help you.

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Better Retirement have been helping people make the right decisions for over 25 years and we will be pleased to give you a free initial consultation.

Get In Touch:
01604 521356

Offices in London and Northampton

  • Better Retirement Group Ltd
  • 400 Pavilion Road
  • Northampton
  • NN4 7PA